Worker’s compensation is extremely expensive! So, it can be very tempting for a tree service company to completely neglect it OR to classify themselves as landscapers in order to maximize their profits.Īccording to, the average rates in California for tree pruning employees range from 12.58-43.53%. However, not all worker’s comp coverages are created equal. Worker’s Compensation Insurance – When the tree service industry is one of the most dangerous lines of work, you, as the consumer, NEED to hire a company that has worker’s comp insurance because this is what covers employee injuries. Without it, the consumer or property owner could be held liable.
Meaning, if a tree trimmer accidentally damages your roof, this is the insurance that would help with the repair. It can cover property damage and bodily injury performed on jobs. General Liability Insurance – This type of insurance is crucial for any tree service because it provides foundational business protection. But the two most vital ones are the following. What constitutes “complete” insurance? Due to the dangerous nature of the tree service industry, a combination of different insurances is needed to safely operate a company. The first and top item on this list is to avoid tree contractors with incomplete or no insurance. People get insurance for their protection and also for others.
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